October 2010

by brizzle born and bred

Best Car Insurance for Hot Rods, Street Rods and Modified Masterpieces

Rev Up Your Car Insurance and Get the Best Car Insurance for Your Hot Rod Machine

The best car insurance for your classic rebuilt hot rod roadster may not be the best car insurance for your buddy’s highly modified nitro-burning hot rod for weekend drag racing.   Classic car insurance has rules, and hot rods like to break the rules.  Specialty car insurance keeps your hot rod following the rules – even with a beefed up hemi.

Drag racers and classic car show enthusiasts can find the best car insurance for their car and driving habits in a specialty car insurance company.  Insuring your hot rod or street rod under a standard policy is like selling your Chevy big block engine for scrap metal. It’s real easy to call up your insurance company and throw your hot rod onto your policy as an additional car.  The price might be beefed up a bit if your hot rod has a powerful engine and few modern safety features, but it’s still affordable to keep you legal.  But it won’t protect your car, and your expensive hot rod investments will fly out the window at record speed.

If you get rear-ended by a near-sighted 80 year old backing up at a car show, or if your fellow dragster gets a little too close, you will not get the full value of your parts, your paint job, or the monies needed to make repairs if you are under a standard car insurance policy.  You will also likely be stuck having to use a mechanic that has had limited experience with hot rods and customized cars.  Getting the best car insurance for your hot rod through a specialty car insurance company will give you the value of your parts, cover the price of the specialty paint job, and let you choose who makes the repairs.

Modified cars are tricky to insure, but shopping around for the best car insurance gives you a fighting chance to recoup some money.  If you have an older classic hot rod that is primarily used for car shows, photo ops, leisurely drives or parades, you’ll find that collector’s classic car insurance is the best car insurance to protect the financial investment in your car.

However, if your hot rod is revved up for some serious drag racing with blown alcohol systems, parachutes, or has been modified with lift kits, you may be denied coverage under classic car insurance.  In this case, racing specialty car insurance can cover your needs, and may even be arranged to cover you on a temporary basis.

The best car insurance for your classic hot rod or your racing street rod is specialty car insurance if you care anything about replacing your car or car parts.  Shopping for the best car insurance for your hot rod can protect your financial investment and keep you following the rules so your claim will be covered.  With specialty car insurance, you can start rebuilding your hot rod instead of crying over scrap metal prices.Looking for the best <a
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