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Healthcare Condition in India and a Role to Be Played By an Indian Health Insurance Company
The condition of healthcare industry is India is one of the factors that are responsible for listing its name in backward countries. It is not that quality medical care is not available in the country. Medical Science has progressed highly in the last decade that there is a cure for almost every disease. Reducing mortality rate is the direct measure of its growth.
But, the reality is that quality healthcare is too expensive to be afforded. Larger segment of people in India are neither wealthy enough to afford it nor they are aware of health insurance. The later part of the previous statement can be endorsed on the basis of healthcare statistics in the country, which is also the reflection of role to be played by every Indian Health Insurance Company.
If a light is thrown on the healthcare statistics, it comes out that only 15% of Indian population are insured and is able to finance its medical expenditure through one or the other Indian health insurance company. Rest 85% of the population is paying from their pockets, which is not a way to quality healthcare. This issue should be resolved as early as possible and it can be done only with the help of health or medical insurance provider.
Government, Regulator and the relevant organizations should come forth to provide the lending help to spread health insurance awareness in India. Poverty-inflicted areas should be given consideration, as large numbers of people are deprived of quality healthcare in these regions. In addition to it, there are many Indian families that bear financial stress for longer run, because of the rising medical expenses.
Every Indian Health Insurance Company need to play a significant role in making people aware about the benefits and facilities that are offered with their products and offerings. There is a need to understand the healthcare needs of target segment of people and integrate its solution in their products so that people can find a health insurance plan, as a right tool to avail quality healthcare. Apollo Munich is making much effort in demystifying health insurance for the people of India in its efforts to help people to avail medical treatment without any affordability concern. The company is trying to offer coverage to uncomplicated healthcare needs of maximum number of the India citizens.
I am a business writer with inclination towards sharing information on health Insurance sector.
